Our Delegates And Board Members Following the Proceedings during Our 54th ADM

Invited guest with Shirika Board members during the 54th ADM

FOSA LOAN PRODUCTS

Shirika DT Sacco Society has a wide range of loan products. These products are tailored to meet various needs of a diversified membership with each member’s unique needs being catered for in this array of products. These are loan products offered at the Front Office Service Activity (FOSA) for members who are banking with the sacco.

FOSA SAVING PRODUCTS

Shirika DT Sacco Society has a wide range of savings products. These products are tailored to meet various needs of a diversified membership with each member’s unique needs being catered for in this array of products and services.

BOSA LOAN PRODUCTS

We have a range of products to help you get the most from banking with us. With our knowledge, expertise and resources we can help you find and implement the correct financial solution for your given situation.

SAVINGS PRODUCTS

Juniour Account

Safari Account

Masomo Account

Fixed Account

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SPECIAL PRODUCTS

Fosa Personal Loans :

For members who channel their salary through the FOSA.
Repayment period is 72 months with a revised interest of 1.08% per month on reducing balance.
A minimum of Ksh 2500 must be left in the account after deductions.Top-up commission of 5% is charged.

Senior Citizen Loan :

This is a product for retired society members who process their pension through the FOSA or place an irrevocable standing order with the bank.
Security for the loan is title deed for commercial property or fully guaranteed by members in check off system.
Deposit multiplier three times the deposit. Interest rate 1% per month, repayment period 48 months.

Asset Financing :

The purpose of the product is to finance acquisition of property including Land and Buildings etc.

Burial Benevolent Fund :

Is a risk management fund.
The society members are the fund members.
They contribute KShs. 300.00 per month.
The Fund covers Premiums for Loan guard Insurance Policy with the CIC.
BBF Benefits are below:

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PAYMENT ALTERNATIVE CHANNELS

MOBILE BANKING

M-Banking is a mobile banking platform which enables our members to transact through their mobile phones at the comfort of their work places/homes.
Registered members can dial *645# and use their pin to transact.
Our Paybill No is 177683, and use Member No as Account No.

EFT is an online service which enables the Sacco to transfer members’ funds from their Fosa_Account to external banks accounts.

Sacco Link is a visa Card which enables members to access their Fosa funds at their convenient Bank ATMs or over the counter to a maximum of Kshs 300,000.
It can also assist them to shop .

DOWNLOAD FORMS

LOAN CALCULATOR

OUR CORPORATE PARTNERS

WE ARE PROVIDING GREAT SERVICES

Shirika Sacco Society has grown to a membership of over 7,000 with deposits in excess of Ksh 1.9 Billion and loan portfolio of Kshs.2.1 Billion. We endeavor to treat our members equally while observing the operating policies and procedures. Our diversified financial products enable them to reach their financial goals, attend to emergencies and safeguard their financial future.

OUR MISSION

To empower the social – economic well-being of our members through the provision of member focused financial solutions in line with the industry dynamics .

OUR VISION

To be the MOST DYNAMIC and leading Co-operative Enterprise in the financial sector globally.

OUR MOTTO

Your Financial Empowerment Partner