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Sacco link ATM


This is a Shirika Deposit Taking Sacco Debit Card that enables the Sacco members to access the funds in their SACCO Accounts anytime through ATMs and Bank agents. The card can be used for shopping at merchant outlets at no additional cost and can be used at any other VISA branded ATMs.

Some of the features include:

Enables cash withdrawal, balance enquiry, mini statement, school fees payments, and utility payments.

Visa branded – can be used at any Co-op Bank ATM or Agent countrywide, and any Visa Branded ATM worldwide.

Card is valid for 5 years.

One-off charge of Ksh 720 for card processing.

Only Kes 42 per ATM transaction.


  • Sacco members can swipe the card to pay for goods and services in any outlet that accepts Visa cards. No need to carry cash.
  • Uses chip and pin technology, which reduces the chances of card fraud or someone accessing a member’s personal details.
  • SACCO members can access the cash in their SACCO account ANYTIME, ANYWHERE – no need to travel to and queue at a FOSA.


Working Hours

  • Monday8am - 5pm
  • Tuesday8am - 5pm
  • Wednesday8am - 5pm
  • Thursday8am - 5pm
  • Friday8am - 5pm
  • 1st Saturday of the month8am-1pm
  • SundayClosed
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