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Mobile Banking

Shirika Deposit Taking Sacco Society has a Mobile banking platform where our members are able to access their FOSA savings & other  Sacco facilities regardless of geographical location and beyond the conventional business hours.

To access this service, a member is required to fill and submit the Mobile Application Form .

Upon registration, the member receives a four-digit PIN via text message.

The service can thereby be accessed by dialing *645# or installing the Shirika Sacco App from Play Store on your android  smart phone. You will be prompted to key in your pin, then choose from the options accordingly.

To use the app, you will be required to verify your membership by providing the mobile phone number that you indicated on the Mobile Banking Application Form.

Kindly remember to use the same PIN for both the USSD [ *645#] and the App .


Using your Mobile phone handset you can enjoy the following services:

Withdraw to MPesa

Check mini statements.

Check Deposits.

Purchase Airtime.

Members can change their Pin numbers as they wish.

The most convenient sacco location is always the branch nearest you, and there’s nothing closer than your smart phone or tablet.

We always love to see you in person, but for those times when you need the convenience of banking literally at your fingertips, you will find our mobile banking services waiting there for you.